Are you wondering how to check your PF balance quickly and easily? Whether you’re looking for your EPF passbook, want to use your UAN number, or check via mobile, this guide will walk you through every method to access your EPF balance hassle-free.
✅ What Is EPF and Why Should You Check Your PF Balance?
The Employees’ Provident Fund (EPF) is a retirement savings scheme for salaried employees in India. Both employer and employee contribute to it monthly. Over time, this fund accumulates with interest, forming a valuable financial cushion for retirement or emergencies.
Regularly checking your PF balance is crucial. Not only does it help you track employer contributions, but it also ensures that your account remains active and error-free. Additionally, it allows you to plan withdrawals and manage your retirement savings efficiently.
📱 1. PF Balance Check with UAN Number (Online Method)
The most reliable way to check your EPF balance is through the EPFO Member Portal using your UAN (Universal Account Number).
🔹 Steps to Check PF Balance with UAN:
- First, visit: https://www.epfindia.gov.in
- Next, go to ‘Services’ → ‘For Employees’
- Then, click on ‘Member Passbook’
- Log in using your UAN and password
- Finally, view or download your EPF passbook
👉 Note: To use this feature, your UAN must be activated and your KYC details should be updated.
📲 2. PF Balance Check via SMS
Alternatively, you can check your PF balance through SMS. This is especially useful when you don’t have access to the internet.
📤 SMS Format:
nginxCopyEditEPFOHO UAN ENG
Send this to 7738299899
- “ENG” is for English. However, you can replace it with HIN (Hindi), TAM (Tamil), etc.
- Before using this method, ensure your UAN is linked to your Aadhaar, PAN, and bank account.
☎️ 3. PF Balance Check Number (Missed Call Service)
If you prefer a more direct method, simply give a missed call from your registered mobile number.
📞 Missed Call Number:
9966044425
- Your UAN must be KYC-compliant.
- Shortly after the missed call, you will receive an SMS containing your EPF balance and last contribution details.
📖 4. Check EPF Passbook Balance Online
To view detailed contributions and transactions, you can access your EPF passbook online.
📝 What the EPFO Passbook Shows:
- Monthly contributions
- Employer and employee share
- Interest credited
- Any withdrawals or loans taken
📥 Access here: EPF Passbook Portal
This tool is particularly helpful for tracking your savings over time.
📲 5. Check PF Balance on UMANG App
In addition to the EPFO website, the UMANG App offers another convenient option to check your EPF balance.
🔹 How to Use UMANG for EPF:
- Download the app from the Play Store or App Store
- Register using your mobile number
- Navigate to EPFO Services → Employee Centric Services
- Select View Passbook
Moreover, this app also supports EPF withdrawal requests and claim tracking.
🔐 Bonus: Secure Your UAN for Seamless Access
To make balance checks easier going forward, ensure your UAN is:
- Activated through the EPFO portal
- Linked with Aadhaar, PAN, and your bank account
- Updated with your current mobile number
As a result, you’ll have uninterrupted access to all EPF-related services.
🟢 Summary of All PF Balance Check Methods
| Method | Requirement | Access Details |
|---|---|---|
| EPFO Portal (UAN Login) | UAN + password | EPFO Member Portal |
| SMS | UAN, KYC completed | Send to 7738299899 |
| Missed Call | UAN, KYC completed | Call 9966044425 |
| UMANG App | Registered mobile number | App Store/Play Store |
| EPFO Passbook Portal | UAN + password | EPF Passbook |
Each method has its own advantages. Therefore, you can choose the one that suits you best based on your internet access and preferences.
🏁 Final Thoughts
In conclusion, regularly checking your EPF balance is a smart financial habit. Not only does it help you monitor your savings, but it also empowers you to plan for the future more confidently. Whether you use the EPFO passbook, missed call service, or the UMANG app, staying informed about your PF balance has never been easier.
👉 Make sure your UAN is secure and your KYC details are always up to date.