In today’s high-inflation economy, saving on daily expenses like fuel is crucial. The IndianOil RBL Bank XTRA Credit Card is designed to help frequent fuel buyers maximize savings at IndianOil outlets while also offering rewards on other purchases. If you’re looking for a fuel credit card with high cashback potential, this could be the perfect choice.
Key Benefits of IndianOil RBL Bank XTRA Credit Card
1. Earn Fuel Points on Every Transaction
- Get 15 Fuel Points per ₹100 spent at IndianOil fuel stations (equivalent to 7.5% value back).
- Enjoy a 1% fuel surcharge waiver, boosting your total savings to 8.5% on fuel transactions.
- Earn 2 Fuel Points per ₹100 spent on non-fuel transactions (1% value back).
2. Welcome Bonus Worth ₹1,500
- Get 3,000 Fuel Points as a welcome gift after completing a transaction of ₹500 or more within 30 days.
- Fuel Points can be redeemed for fuel purchases at IndianOil stations.
3. Quarterly & Annual Spending Benefits
- Quarterly Reward: Spend ₹75,000 in a quarter and get 1,000 extra Fuel Points.
- Annual Fee Waiver: Spend ₹2,75,000 in a year to get the ₹1,500 annual fee waived.
Fees & Charges
- Joining & Annual Fee: ₹1,500 + GST
- Finance Charges: Up to 3.99% per month (47.88% per annum)
- Late Payment Fee: Up to ₹1,300, depending on the outstanding balance
Eligibility Criteria for IndianOil RBL Bank XTRA Credit Card
- Must be at least 18 years old.
- Available for both salaried and self-employed individuals.
- The card is available on RuPay and Mastercard networks.
How to Apply for IndianOil RBL Bank XTRA Credit Card
1. Online Application (Recommended)
- Visit the RBL Bank official website.
- Navigate to the Credit Cards section and select IndianOil RBL Bank XTRA Credit Card.
- Click on Apply Now and fill in the application form with your details.
- Upload the necessary documents (ID proof, address proof, income proof).
- Submit your application and wait for approval.
2. Apply via IndianOil Outlets
- Visit a participating IndianOil fuel station where RBL Bank representatives are available.
- Fill out the application form and provide necessary documents.
- The bank will process your application and notify you of approval.
3. Apply at an RBL Bank Branch
- Visit your nearest RBL Bank branch with your KYC documents and income proof.
- Request an application form for the IndianOil RBL Bank XTRA Credit Card.
- Fill out the form and submit it to the bank executive.
Documents Required
- Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
- Address Proof: Aadhaar Card, Utility Bills, Rental Agreement.
- Income Proof: Salary slips (for salaried individuals), ITR/Form 16 (for self-employed).
Once approved, your card will be delivered within 7-15 working days.
Why Should You Get IndianOil RBL Bank XTRA Credit Card?
If you frequently refuel at IndianOil fuel stations, this card offers excellent value with its high Fuel Points accrual, surcharge waiver, and milestone rewards. Plus, the welcome bonus and annual fee waiver make it even more attractive.
Final Thoughts
The IndianOil RBL Bank XTRA Credit Card is a smart choice for those looking to reduce fuel costs while earning rewards on everyday expenses. Whether you’re a daily commuter or someone who frequently travels by road, this card can help you save significantly on fuel purchases.
Ready to apply? Visit the RBL Bank website or your nearest branch to get started!
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