Checking your Punjab National Bank (PNB) account balance has become remarkably convenient thanks to multiple banking options. Whether you’re at home or on-the-go, this comprehensive guide covers all working methods to check your PNB account balance in 2025 using PNB Balance Check Number. Furthermore, we’ve included security tips and registration details to enhance your banking experience.
PNB Balance Check Number 2025 – Quick Overview
To begin with, here is a summary of all the available balance enquiry methods:
| Method | Details |
|---|---|
| Missed Call | Call 1800 180 2223 or 0120-2303090 from your registered mobile |
| SMS | Send BAL <space> 16-digit Account Number to 5607040 |
| Mini Statement | Call 1800 180 2222 |
| Net Banking | Login to https://netpnb.com/ |
| Mobile Banking | Use PNB ONE App, PNB mPassbook |
| ATM | Check balance via any ATM |
| UPI | Use PhonePe, Google Pay, Paytm, BHIM etc. |
1. Check PNB Balance by Missed Call (No Internet Required)
The easiest and most convenient way to check your account balance is through a missed call. It is ideal for users who do not have internet access.
PNB Balance Enquiry Number:
- Simply dial 1800 180 2223 or 0120-2303090
- Wait for the call to disconnect automatically
- Soon after, you will receive an SMS with your account balance
Important Notes:
- Ensure the call is made from your registered mobile number
- If your number is not registered, you must visit your home branch
- This service works for Savings, Current, and FD accounts
2. Check PNB Balance via SMS (Offline Option)
Alternatively, you can check your PNB balance using the SMS facility, which is especially helpful when you’re not connected to the internet.
SMS Format:
BAL <space> 16-digit account number
For example: BAL 1234567890123456
Send this message to 5607040
In just a few seconds, you will receive a message with your current account balance.
3. Get Mini Statement via Missed Call
In case you want to see your recent transactions, PNB allows you to check a mini statement using a toll-free number.
Call: 1800 180 2222
After a few seconds, you will get an SMS containing your last few transactions.
4. Check Balance Using PNB Net Banking
If you’re already registered for internet banking, checking your account balance online becomes straightforward and secure.
Steps:
- Firstly, visit https://netpnb.com/
- Log in with your User ID and Password
- Navigate to the ‘Accounts’ section
- Then, click on ‘Check Balance’
- Your current balance will be displayed on the screen
✅ If you’re not registered for net banking yet, you can do so online or by visiting your PNB branch.
5. Check Balance via PNB Mobile Banking Apps
For smartphone users, PNB offers mobile banking apps that allow full account management, including balance enquiry.
Apps You Can Use:
- PNB ONE – Offers full banking services including fund transfer, UPI, and balance enquiry
- PNB mPassbook – Ideal for checking account balance and transaction history
- PNB eWallet – A lightweight app for basic banking tasks
How to Use:
- First Download the app from Google Play Store or Apple App Store
- Then Log in using your MPIN or credentials
- Tap on ‘Accounts’ to check your balance
Moreover, these apps are highly secure and user-friendly.
6. Balance Check via ATM (Nearby Option)
Furthermore, you can use any ATM to check your account balance quickly.
Steps:
- Go to the nearest PNB or other bank ATM
- Insert your ATM/Debit Card
- Then Enter your 4-digit ATM PIN
- After that Choose ‘Balance Enquiry’ option
- Then Your account balance will be displayed instantly
📝 You can also opt to print the balance receipt if needed.
Fee Structure: Free at PNB ATMs but other banks may charge ₹5-20
7. PNB Balance Check Using UPI Apps
Lastly, you can check your balance using UPI-based mobile apps like Google Pay, PhonePe, Paytm, and BHIM.
Steps to Follow:
- Open your preferred UPI app
- Authenticate using your app passcode
- Tap on your linked PNB account
- Select ‘Check Balance’
- Enter your UPI PIN to view the balance
This method is very convenient and works 24/7.
Comparison Table: PNB Balance Check Methods
| Method | Time Required | Cost | Requirements |
|---|---|---|---|
| Missed Call | Instant | Free | Registered mobile |
| SMS Banking | 30 sec | SMS charges | Account number |
| Net Banking | 1-2 min | Free | Internet banking access |
| Mobile App | Instant | Free | Not only smartphone but also app |
| ATM | 2 min | Free at PNB ATMs | Both ATM card and PIN |
| UPI Apps | Instant | Free | UPI activation |
PNB Balance Check Methods – Summary Table
| Method | Requirement | Internet Required |
|---|---|---|
| Missed Call | Registered mobile | ❌ No |
| SMS | Registered mobile | ❌ No |
| Net Banking | User ID & password | ✅ Yes |
| Mobile Banking | Smartphone with app | ✅ Yes |
| ATM | ATM card & PIN | ❌ No |
| UPI | UPI registration & PIN | ✅ Yes |
How to Register for PNB Balance Alerts
Branch Registration Process:
- First and foremost, visit nearest PNB branch
- Following that, fill mobile registration form
- In addition, submit ID proof (Aadhaar/PAN)
- Eventually, get confirmation SMS within 24 hours
Online Registration Steps:
- To begin, login to PNB net banking
- Next, go to “Services” → “Mobile Registration”
- Subsequently, enter mobile number
- Lastly, verify via OTP
PNB Banking Services – Quick Links
Security Tips for PNB Banking
- Never share OTP, PIN or passwords
- Additionally, register for SMS alerts to monitor transactions
- Moreover, use official PNB apps only (check developer name)
- Most importantly, update mobile number promptly when changing SIM
Final Recommendation: Not only should you bookmark the PNB missed call number (1800 180 2223), but also save it in your contacts for instant balance checks anytime!
Frequently Asked Questions – PNB Balance Check
You can register your mobile number by visiting your nearest PNB branch and submitting a request form. Once registered, you can use services like missed call or SMS banking.
Dial 1800 180 2223 or 0120-2303090 from your registered mobile number. You will receive your account balance via SMS instantly.
Yes, you can use apps like Google Pay, PhonePe, Paytm, or BHIM. Go to your linked account and tap “Check Balance” after entering your UPI PIN.
No, services like missed call and SMS banking work without internet. However, UPI, net banking, and mobile apps require internet access.
Call 1800 180 2222 from your registered mobile number. You will receive an SMS with the last 5 transactions of your account.
Yes, if your mobile number is linked to multiple accounts in PNB, the SMS response will show balances of all linked accounts.
PNB does not charge for missed call services. However, standard SMS charges may apply depending on your mobile plan.
Need more help? Feel free to visit PNB Official Website or comment below with your questions. Ultimately, we're here to help you bank smarter and safer!