Knowing your Bank of Baroda (BOB) account balance is essential for managing your finances efficiently. Whether you prefer online, mobile, or offline methods, BOB offers multiple ways to check your balance quickly. This guide will walk you through all the methods, ensuring you find the most convenient option.
1. Bank of Baroda Account Balance Through Missed Call Banking
If you have a registered mobile number with BOB, you can check your balance via missed call banking.
Steps:
- Dial 8468001111 from your registered mobile number.
- The call will disconnect automatically.
- You will receive an SMS with your account balance.
Other Missed Call Services:
| Service | Number |
|---|---|
| Account Balance | 8468001111 |
| Mini Statement | 8468001122 |
Note: Ensure your mobile number is linked to your BOB account to use this service. If not, visit your nearest Bank of Baroda branch to update it.
2. Bank of Baroda Account Balance Through SMS Banking (No Internet Required)
BOB provides an SMS banking facility that allows you to check your balance by sending a simple text message.
Steps:
- Type:
BAL <Last 4 digits of A/C Number>- Example:
BAL 1234
- Example:
- Send the SMS to 8422009988.
- You will receive an SMS with your account balance.
Other SMS Services:
| Service | SMS Format | Send to |
|---|---|---|
| Balance Inquiry | BAL <Last 4 digits of A/C> | 8422009988 |
| Mini Statement | MINI <Last 4 digits of A/C> | 8422009988 |
| Cheque Status | CHEQ | 8422009988 |
For more details on SMS banking, visit the official BOB website.
3. BOB Mobile Banking Apps
BOB provides two mobile apps for account management:
A. BOB World App (Recommended)
- Download the app:
- Log in using your registered mobile number.
- Tap on “Accounts”.
- Your account balance will be displayed.
B. M-Connect Plus (Older App)
- Download from the Google Play Store or Apple App Store.
- Log in with your User ID and MPIN.
- Tap on Account Summary → Balance Inquiry.
4. Net Banking (Bank of Baroda Internet Banking)
If you have BOB Net Banking, you can check your balance online.
Steps:
- Visit BOB Net Banking.
- Log in using your User ID and Password.
- Click on Accounts → Account Summary.
- Your balance will be displayed.
New User? Register for net banking by following the instructions on the Bank of Baroda website.
5. UPI Apps (Google Pay, PhonePe, Paytm, etc.)
If your BOB account is linked to a UPI app, you can check your balance anytime.
Steps:
- Open your preferred UPI app (Google Pay, PhonePe, Paytm, etc.).
- Navigate to Bank Accounts.
- Select your Bank of Baroda Account.
- Tap on Check Balance.
- Enter your UPI PIN.
- Your balance will be displayed.
For more UPI services, read our guide on How to Use UPI for Banking.
6. ATM Balance Inquiry
Another simple way to check your balance is by using an ATM.
Steps:
- Insert your BOB Debit Card into any ATM.
- Select “Balance Inquiry”.
- Enter your ATM PIN.
- Your account balance will be displayed.
Pro Tip: Avoid checking balances frequently at non-BOB ATMs to prevent additional charges.
7. Passbook Update (Offline Method)
If you prefer an offline method, visit your nearest Bank of Baroda branch and update your passbook to check the latest balance.
8. Customer Care (Toll-Free Helpline)
You can also call BOB Customer Care to check your balance.
| Toll-Free Number | Availability |
|---|---|
| 1800 5700 | 24×7 |
| 1800 102 4455 | 24×7 |
Steps:
- Dial the customer care number.
- Follow the IVR instructions for Balance Inquiry.
- Enter your account details or verify using OTP.
- Your account balance will be read out.
Conclusion
Bank of Baroda offers multiple options to check your balance, including missed calls, SMS, mobile banking, UPI apps, ATMs, and net banking. Choose the method that suits you best.
For more banking tips and updates, check out our Banking Insights Blog.
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