Indian Overseas Bank (IOB), a leading public sector bank with a strong pan-India presence, has announced a massive recruitment drive for 400 vacancies of Local Bank Officers (LBO) in JMGS-I (Junior Management Grade Scale-I). This is a golden opportunity for graduates aiming for a career in banking. Here’s everything you need to know about the IOB Recruitment 2025 including eligibility, state-wise vacancies, selection process, salary, and how to apply.
IOB Recruitment 2025 Overview
| Feature | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (JMGS-I) |
| Total Vacancies | 400 |
| Notification Number | HRDD/RECT/01/2025-26 |
| Application Mode | Online only |
| Application Dates | 12 May to 31 May 2025 |
| Official Website | www.iob.in |
State-Wise IOB Vacancy 2025 Details
IOB has allocated vacancies across six states, and applicants must be proficient in the local language of the state they apply for.
| State | Language | Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 260 |
| Maharashtra | Marathi | 45 |
| Gujarat | Gujarati | 30 |
| West Bengal | Bengali | 34 |
| Punjab | Punjabi | 21 |
| Odisha | Odia | 10 |
| Total | — | 400 |
📝 Note: Candidates can apply for only one state and must know the local language.
IOB Recruitment 2025 Eligibility Criteria
Educational Qualification
- Graduation in any discipline from a recognized university.
- Must possess a valid mark sheet/degree certificate at the time of registration.
Age Limit (As on 01.05.2025)
- Minimum: 20 years
- Maximum: 30 years
- Born between: 02.05.1995 and 01.05.2005 (both dates inclusive)
Age Relaxation
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Ex-servicemen & others: As per Govt norms
IOB LBO Selection Process 2025
The selection will be conducted in three stages:
1. Online Examination
The exam consists of 140 objective-type questions with sectional timing.
| Section | Questions | Marks | Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 minutes |
| English Language | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 180 mins |
Cutoff: 35% (UR), 30% (Reserved)
Negative Marking: 0.25 marks for every wrong answer
2. Language Proficiency Test (LPT)
Mandatory for those who do not have proof of studying the local language in 10th/12th.
3. Personal Interview
Only those qualifying in both Online Test and LPT will be invited.
Final Selection Weightage: Online Exam (80%) + Interview (20%)
IOB LBO Salary 2025 (Pay Scale & Benefits)
| Pay Scale (JMGS-I) | INR 48,480 – 85,920 |
|---|---|
| Probation Period | 2 years |
| Financial Service Bond | ₹2,00,000 for 3 years |
| Other Benefits | DA, HRA, CCA, TA etc. |
🧾 IOB Bank Application Fee 2025
| Category | Fee (Incl. GST) |
|---|---|
| SC/ST/PwBD | ₹175 |
| UR/OBC/EWS | ₹850 |
How to Apply for IOB Recruitment 2025?
Follow these steps:
- Visit the official website www.iob.in
- Go to Careers > Recruitment of Local Bank Officers – 2025-26
- Click Register Online
- Fill in the application form and upload:
- Photo
- Signature
- Left thumb impression
- Handwritten declaration
- Pay the application fee online
- Save and print the application form and e-receipt
IOB Recruitment 2025 Exam Centres (Tentative)
IOB will conduct the online exam across various Indian cities including Chennai, Mumbai, Ahmedabad, Kolkata, Bhubaneswar, and more.
| State/UT | Exam Cities |
|---|---|
| Andaman & Nicobar | Port Blair |
| Andhra Pradesh | Guntur, Vijayawada, Kurnool, Visakhapatnam |
| Arunachal Pradesh | Naharlagun |
| Assam | Guwahati, Jorhat, Silchar, Dibrugarh |
| Bihar | Arrah, Patna, Muzaffarpur, Gaya |
| Chandigarh | Chandigarh, Mohali |
| Chhattisgarh | Raipur, Bhilai Nagar |
| Delhi NCR | New Delhi / NCR |
| Goa | Panaji |
| Gujarat | Ahmedabad, Gandhinagar, Anand, Vadodara, Surat, Mehsana, Bhavnagar, Rajkot |
| Haryana | Ambala, Hissar, Faridabad, Gurugram |
| Himachal Pradesh | Shimla, Solan, Bilaspur |
| Jammu & Kashmir | Jammu, Srinagar, Samba |
| Jharkhand | Jamshedpur, Ranchi, Dhanbad |
| Karnataka | Bengaluru, Hubli-Dharwad, Mysuru |
| Kerala | Kochi, Thiruvananthapuram, Kozhikode, Alappuzha, Kottayam |
| Ladakh | Leh, Kargil |
| Madhya Pradesh | Bhopal, Indore, Ujjain, Jabalpur |
| Maharashtra | Aurangabad, Nagpur, Pune, Mumbai, Thane, Navi Mumbai, Amaravati, Latur, Nanded, Jalgaon, Dhule, Akola, Ahilya Nagar, Nashik, Kolhapur, Satara, Sangli, Solapur, Ratnagiri, Jalna |
| Manipur | Imphal |
| Meghalaya | Shillong |
| Mizoram | Aizawl |
| Nagaland | Kohima |
| Odisha | Bhubaneswar, Cuttack, Balasore, Berhampur-Ganjam, Dhenkanal, Rourkela, Sambalpur |
| Puducherry | Puducherry |
| Punjab | Bhatinda, Jalandhar, Ludhiana, Amritsar, Patiala, Phagwara |
| Rajasthan | Jaipur, Jodhpur, Udaipur, Kota |
| Sikkim | Gangtok |
| Tamil Nadu | Chennai, Madurai, Tirunelveli, Salem, Coimbatore, Tiruchirappalli, Vellore, Namakkal, Erode, Tirupur, Virudhunagar, Kanyakumari, Thanjavur, Karur, Cuddalore, Dindigul, Ramanathapuram |
| Telangana | Hyderabad, Karimnagar, Warangal |
| Tripura | Agartala |
| Uttar Pradesh | Agra, Prayagraj (Allahabad), Ghaziabad, Noida, Greater Noida, Kanpur, Lucknow, Meerut, Varanasi |
| Uttarakhand | Dehradun, Haldwani |
| West Bengal | Hooghly, Kalyani, Kolkata, Siliguri, Howrah, Burdwan, Durgapur, Asansol |
| Lakshadweep | Kavaratti |
Documents Required at Interview
- Online Application Printout
- Interview Call Letter
- 10th/12th Mark Sheet (Language Proof)
- Degree Certificate
- Valid ID Proof (Aadhaar, PAN, etc.)
- Caste/Category Certificates
- Experience Certificates (if applicable)
- No Objection Certificate (if employed)
Final Thoughts
IOB Local Bank Officer Recruitment 2025 is an excellent opportunity for graduates to start a stable banking career. With 400 vacancies and a structured selection process, early preparation will be the key to success. Don’t miss this opportunity—apply online by 31st May 2025!
🔗 Important Links
Indian Overseas Bank Recruitment 2025: Frequently Asked Questions (FAQs)
1. What is the last date to apply for IOB Local Bank Officer 2025?
The last date to submit the application is 31st May 2025.
2. How many vacancies are available in this recruitment?
There are a total of 400 vacancies spread across 6 Indian states.
3. What is the selection process?
The selection involves an Online Exam, a Language Proficiency Test, and a Personal Interview.
4. Is there negative marking in the exam?
Yes. For every incorrect answer, 0.25 marks will be deducted.
5. Can I apply for more than one state?
No. Each candidate can apply for only one state.
6. What is the age limit for IOB LBO post?
The age should be between 20 to 30 years as of 01.05.2025. Age relaxation applies for reserved categories.
7. What is the required qualification?
Candidates must have a graduation degree in any discipline from a recognized university.
8. What is the salary of a Local Bank Officer?
The pay scale is ₹48,480 to ₹85,920 plus DA, HRA, and other benefits.
9. Is the Language Proficiency Test compulsory?
Yes, unless you have studied the local language in 10th or 12th and can provide proof.
10. What is the application fee?
The fee is ₹175 for SC/ST/PwBD and ₹850 for GEN/OBC/EWS candidates.
