How to Obtain an Instant PAN Card through Aadhaar
The Income Tax Department of India now offers instant PAN using Aadhaar. After obtaining e-PAN, users can apply for physical PAN.
How to Obtain an Instant PAN Card through Aadhaar Read Post »
Personal Finance
Master your money with expert advice on budgeting, saving, investing, tax planning, and financial goal setting. Our Personal Finance section offers practical tips, tools, and insights to help you make smarter financial decisions, manage debt, plan for retirement, and build long-term wealth. Whether you’re just starting out or looking to optimize your finances, this category is your guide to financial well-being.
Virtual Cards: The Future of Secure Online Transactions
Virtual cards are secure digital alternatives to physical cards, offering unique numbers, security features, and various real-world applications.
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Air India Flying Returns Program
Air India\’s Flying Returns program rewards loyalty with points, providing benefits and privileges for frequent flyers across the globe.
How to Close a Credit Card: A Comprehensive Guide
Credit cards offer convenience and rewards, but can lead to debt. Cancelling should be done meticulously due to credit impacts.
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80E Deduction: Read Full Details Here
Section 80E of the Indian Income Tax Act allows deduction on interest paid for education loans, reducing tax liability for individuals.
e PAN Card: Read Full Details Here
The digital revolution has transformed many aspects of our lives, and the Indian Income Tax Department is not far behind.
EPF Balance Check: How to Check Your PF Balance with UAN, SMS, Missed Call & Passbook
The Employee Provident Fund (EPF) in India provides retirement benefits with easy online and offline balance checking methods.
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NPS Two-Factor Authentication: Read Full Details Here
In a world where digital security is paramount, the Pension Fund Regulatory and Development Authority (PFRDA) has taken a commendable
NPS Two-Factor Authentication: Read Full Details Here Read Post »
Best Tax Saving Investment in India
Equity Linked Saving Scheme (ELSS) is a popular tax-saving investment option in India that primarily invests in equity and equity-related instruments. It offers tax benefits, potential for high returns, and a minimum lock-in period of 3 years. ELSS is suitable for salaried individuals, first-time investors, and those with a high-risk appetite. You can invest through online platforms, choose SIP or lump sum investments, and track the performance regularly. However, ELSS also comes with market risks, no guaranteed returns, and a limited tax benefit of up to ₹150,000 under section 80C. Gains above ₹1,00,000 from the sale of ELSS funds are taxable at the rate of 10%. It\’s essential to assess factors like fund performance, fund manager expertise, investment style, and expense ratio when choosing an ELSS fund. Overall, ELSS provides a balance of tax benefits and potential high returns with market-linked risks.