RuPay New Year Cashback Offer: Read Full Details Here

As we say goodbye to 2023 and welcome the New Year, RuPay has a special cashback offer for you to make your celebrations even more special. This offer is available from December 30, 2023, to January 1, 2024. This offer rewards RuPay Credit Cardholders with cashbacks on their purchases.

RuPay New Year Cashback Offer Details

The New Year Cashback offer is an exciting promotion that entitles users to a flat 10% cashback on a minimum purchase of ₹7,500. What makes this offer even more appealing is that the maximum cashback that can be availed is ₹3,000 per card, allowing users to enjoy significant savings on their purchases. Furthermore, this offer is applicable on all UPI applications, making it accessible to a wide range of users. Whether you prefer using Google Pay, PhonePe, Paytm, or any other UPI platform, you can take advantage of this fantastic cashback offer and make the most of your spending. It\’s a great opportunity to save while you shop, so don\’t miss out!

Eligibility Criteria

The New Year Cashback offer is a great chance for customers to get exciting rewards. To qualify for this special promotion, people need to link their RuPay Credit Card to a UPI app. Whether they are experienced or new to BHIM and other UPI apps, all users can benefit from this offer and enjoy the rewards. Embrace the opportunity for savings and rewards as you start the new year in style!

How to Avail the RuPay New Year Cashback Offer

Availing the New Year Cashback offer is a straightforward process that aims to reward customers for their transactions. When using a RuPay Credit Card on UPI for successful transactions within specified Merchant Category Codes (MCCs), customers become eligible for the cashback benefit. Unlike many offers, this program does not require a promo code, enhancing the simplicity and convenience for customers. It\’s important to note that the minimum transaction value should be ₹7,500. This cashback offer presents an attractive opportunity for customers to derive added value from their transactions and enhance their overall satisfaction with their financial experiences.

The offer is applicable on a select number of categories including Apparel, Electronics, Travel, Jewellery, Airlines, Hotels, and Dining. Read the full List Here

Cashback Credit

The issuing bank will deposit the cashback into the eligible customer’s account within 30 business days from the date of the transaction. It is important to note that once the maximum cashback amount of ₹3,000 per card has been reached, the customer will no longer be eligible for additional cashbacks during the promotional period.

Participating Banks

Several banks in India offer RuPay credit cards. These include State Bank of India (SBI), Punjab National Bank (PNB), Bank of India, Canara Bank, Bank of Baroda (BOB), Union Bank of India, HSBC, HDFC Bank, Axis Bank, ICICI Bank, and IDFC First Bank.

Conclusion

The RuPay New Year Cashback offer is a fantastic opportunity for customers to earn rewards on their purchases during the festive season. However, it’s important to remember that this is a limited-period offer and is only valid from December 30, 2023, to January 1, 2024. So, link your RuPay Credit Card to your UPI application and make the most of this offer!

Please ensure to check the terms and conditions of the offer on the official RuPay website or your bank’s website for more details. Happy shopping and a prosperous New Year

Frequently Asked Questions (FAQs) related to the RuPay New Year Cashback offer

What is the RuPay New Year Cashback offer?

• The RuPay New Year Cashback offer is a limited-period offer where users can earn a flat 10% cashback on a minimum purchase of ₹7,500. You can avail a maximum cashback of ₹3,000 per card. This offer is applicable on all UPI applications.

Who is eligible for this offer?

• Customers who have their RuPay Credit Card linked to a UPI application are eligible for this offer. Both existing and new users of BHIM and all other UPI applications can avail of this offer.

How can I avail of this offer?

• To avail of this offer, you need to make successful transactions through your RuPay Credit Card on UPI on specified Merchant Category Codes (MCCs). The minimum transaction value should be ₹7,500.

When will I receive the cashback?

• The cashback will be credited to your account by the issuing bank within 30 working days of the transaction.

Can I avail of this offer if my credit card is not from RuPay?

• No, this offer is applicable only on RuPay Credit Cards.

Can I avail of this offer without linking my RuPay Credit Card to a UPI application?

• No, in order to avail the benefits under this offer, RuPay Credit Cardholders would be required to get their RuPay Credit cards linked to UPI via any UPI App.

What is the maximum amount that I can get when I spend on the linked Credit card on UPI through BHIM app or any UPI app?

• Each customer is eligible for a maximum of ₹3,000 cashback once per card during the campaign period.

Can I make multiple transactions to avail cashback?

• No, a customer can make only one transaction per card to avail the cashback benefit during the campaign period.